Transparent Pricing for Health Plans from Pinpoint Health Benefits

Built to Support Healthy Businesses and Employees in Your Community

See Our Plans
 

Ready to find a health plan
solution that works for you, your clients, and their employees?

We offer market-leading solutions designed to connect with reputable local providers, including major regional healthcare systems. Through these established local relationships, employers can select highly customizable health plans tailored to deliver comprehensive, quality care while minimizing employee out-of-pocket expenses for covered benefits.

Out-of-pocket costs vary based on plan selection, deductibles, and co-pays. Providers are subject to change without notice. Please check your specific plan network directory before receiving care.

About Us
About Us
Why choose us

CareTrust Health Alliance powered by Pinpoint Includes:

01

Telemedicine

Clear pricing, direct access to providers, and guided care navigation across the healthcare system.

02

Maternity Programs

A model designed to control costs, reduce volatility, and prevent unchecked healthcare spend over time.

03

Well Baby Care

Routine and preventive care without barriers—plus catastrophic protection for serious medical events.

04

Pharmacy Coverage

Routine and preventive care without barriers—plus catastrophic protection for serious medical events.

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Better care, delivered seamlessly.

 

...

At a price people and employers can afford.

LEVEL-FUNDED BASICS

Zero in on Stability without Sacrificing Savings

With healthcare costs rising and the public perception continuing to sour towards larger insurance companies, many employers
are looking for more effective solutions to fund their healthcare benefits. Their options generally fall into two categories, but
Pinpoint Health Benefits has a third option.

Actual plan savings and benefits vary depending on plan design, employer size, and specific claims experience. Figures are current as of the date of publication.

Fully-Insured
Health Insurance

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  • Fixed Monthly Costs
  • Predictable Expenses
  • Controlled Risks
  • Freedom from Shareholders
  • Transparency
  • Savings
  • Simple and Efficient
  • Member Employees First

Fully-Insured
Health Insurance

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Self-Funded
Health Plans

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PINPOINT HEALTH BENEFITS: Level-Funded Health Plan

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About Us

CareTrust is in the business of developing and managing cost-efficient private health benefits programs for the benefit of its Health Plan members, their employees and their dependents, in accordance with the provisions of applicable federal and state laws and regulations. CareTrust is not an insurance company. Stop loss coverage is provided by a duly admitted insurance company that works with CareTrust Health Alliance®.

What Do These Options Mean for Businesses?

The traditional route that many choose due to stability and network access. However, these costs are quickly becoming inconceivably high. Employers run the risk of losing their business and/or losing top talent in the face of healthcare costs or poor benefits offering.

This allows the employer to have control over the spend, insight into the costs, and more customizable options through a Third Party Administrator and other point solutions that address specific areas like pharmacy benefits, claims processing, chronic conditions, network solutions, and more. While it allows for much more freedom and solutions tailored to the employer’s member employee population, it means taking on risk. That risk could turn into a multi-million dollar claim that could sink the business.

Level-funded health plans allow you to do just that. Rather than navigating the volatility of claims, employers pay fixed monthly costs and still get transparency into their healthcare spend.

Let's Take a Closer Look at How Level-Funded Plans Cover Member Employees.

Learn More

Contact Us

Whether you’re a patient, partner, or simply interested in learning more about CareTrust’s innovative healthcare solutions, we’re here to help. Contact us through the form below to discover how we’re making healthcare more accessible and efficient in your community.

Please do not submit confidential medical information through this form. This form is for general inquiries only and does not establish a clinical relationship.